Age requirement must be above 23+ years old
Our loan amount range from ₹5,000 to ₹80,000
Loan duration range from 91 days to 180 days
Annual Percentage Rate (APR) varies from 16% – 31%
Processing fee vary from 5% – 15%
In addition, GST will be applicable only on the fee components as per Indian laws.
Example: If loan amount is ₹10,000 & interest is 22% per annum with tenure of 91 days, Processing fee: 5%
Interest = ₹10,000 x 22%/365 x 91 = ₹548.49
Processing fees(PF) + GST: ₹ 10,000*5%+(₹ 10,000*5%)*18%= ₹ 590
In-Hand Amount: Loan Amount – (PF + GST） = ₹ 10,000- ₹ 590 = ₹ 9,410
Total Repayable Amount: Loan Amount + Total Insterest = ₹ 10,000 + ₹ 548.49= ₹ 10,548.49
Creditbus is a Mobile Financial Technology platform, Committed to providing users with convenient lending services.
Creditbus is a leading online personal loan provider because:
1. 100% online loan application process
2 .Affordable and low-interest rates
3 .The loan application is secure and confidential.
Five steps to get a loan:
1. Install the APP ; Register and login;
2. Fill your details and upload basic document;
3. Receive the results ;
4. Receive money directly via your bank account;
5. Loan limit will be increased each time when you repay on time.
Your data is safe with us. It is transferred over a secure HTTPS connection to us, and we do not share it with anyone without your consent except the Lenders. All the transactions are secured via a 128-bit SSL encryption.
If you have any questions about using Creditbus, please contact our online staff for assistance.
Updated the detailed instructions about uploading SMS and contact list related permissions
Id for android: com.creditbus.proin
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