1. Loan duration: 91 – 120 days
2. Loan ceiling: IDR 400,000 – IDR 4,000,000
– Annual interest rate（APR）: 21.9% p.a
– Service fee: 12.6% -21.6% (depending on the total amount of cash credit and payment term)
If you borrow Rp. 1.000.000 with a duration of 91 days and pay on time, your repayment for each month is Rp. 417.573, with total repayment for 3 months is RP.1.252.719 = RP.1.000.000+ RP.1.000.000*21.6% (service fee)+Rp.36.719 (Interest fee)
The interest fee formula is RP.1.000.000×[(21.9%/12)×(1+(21.9%/12)) ^ 3]÷[(1+(21.9%/12)) ^ 3]-1)*3- RP.1.000.000.
and the cost is Rp. 252.719
1. Period: 61 – 120 days
2. Amount: Rp. 1.000.000 – Rp 2 Billion
3. APR: 18% – 21%
4. Additional cost: None
5. Age: 18+
6. Simulation: If you choose to lend Rp 1.000.000 for 3 months and interest rates 18% p.a, and borrower pay on time, you will get interest of Rp 45.000 so you will receive total economic benefit of Rp 1.045.000
Want to shop online on installment but don’t have a credit card?
Need quick loans for emergency situations?
Want to apply for credit but too many hassles or have been rejected before?
Don’t worry, now UangMe is here ready to help you to provide the installment without credit card and personal loans solution
UangMe is a Fintech Lending platform that have won Inclusive Fintech 50 in 2020. UangMe is officially Licensed & Supervised by OJK. Using A.I, we evaluate your loan-worthiness in real-time. The registration process is just 5 minutes and approval will be given as quick as 1 minute. If approved, you can directly shop online on installment using UangMe Paylater on merchants like Hartono, RTMart, KlinikGo, Ocistock, Optik Melawai, and many more within 2 clicks.
Want to buy new gadget? You can buy it online, no credit card needed and zero down payment, by choosing UangMe as payment method during checkout. You can also buy pulsa/data, pay monthly bills, or take personal loans directly on UangMe app and get quick cash to fulfill your needs.
Aside from Loan, we also provide a Lending platform in UangMe Lender. You can lend your money to fund loan for borrower and get economic benefit (interest). Lending product is flexible, secure and easy to use, starting just from Rp 1 million, you can start your lending.
WHY USE UANGME?
– EASY AND QUICK
UangMe offers accessible and convenient loan. You can just apply online through UangMe app on your phone, no papers required. After approved for Premium Account, you can use Paylater when shopping on merchant. You can also get instant cash loan which is disbursed within 5 minutes on the app.
– SAFE AND SECURE
UangMe is licensed & supervised by OJK. We are also certified with ISO 27001 of Information Security Management.
– 0% INTEREST & NO DOWN PAYMENT
UangMe Paylater offers one of the lowest interest rates without any DP. You can enjoy promos and discounts too
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